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Imagine if all your clients

paid on time…

Every time!



You could

  • Eliminate hassles with slow payers and get paid faster.
  • Attract more clients with smart pricing strategies.
  • Achieve predictive, consistent cash flow.
  • Reduce costs by using advanced technology.
  • Improve client relationships.

What’s holding you back?

Contact Us
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Are you a business owner who is…

  • Looking for better cash flow to grow your business?
  • Struggling to attract new clients?
  • Looking to future-proof your business systems?
  • Wasting time and money chasing last months’ slow payers?
  • Searching for payment options to help your clients pay faster?
Find Out More
Home | smartAR

smartAR understands cash flow.

We know that converting invoices to cash quickly is complicated.

For your business to achieve its full potential, your cash flow needs to be optimized. smartAR are specialist guides helping businesses do this. We can help yours too with our business cash flow tools.

Get in touch


Businesses in Australia and New Zealand
use or recommend smartAR's cash flow improvement solutions.

Some of our best friends include

If your business offers credit
we should talk

Our clients include

City Businesses icon

SMEs over
$500k turnover

Accountants icon

Big 4

Lawyers icon

law firms

ASX NZX Companies icon

listed companies

How we work

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Step 1 – Listen

We figure out what you’re looking for

Step 2 - Options

You choose the options that best suit your business

Step 3 – Get going

Together we execute your plan to improve

Don't waste another day
worrying about cash flow

Enjoy the professional business cash flow you deserve

Get in touch with us
t's Your Money | smartAR

Download our cash flow and accounts receivable guide

How to stop your clients treating you like a bank